I’ve magically managed to put myself in another fun financial bind because of poor planning. When I went home to visit in February I didn’t budget very well. With my last AEON paycheck and bonus, I was thinking that I’d have plenty of money to last me until my first Interac paycheck. Big mistake!! A round-trip plane ticket, a U.S. shopping spree and little bit business investing, can take the wind out of your financial sails rather quickly.
I was expecting only to have the month in the hole and then get paid at the April. At the latest I figured mid-May. There were several things wrong with my reasoning. First the unexpected, Great East Japan earthquake meant that training had to be postponed. I erroneously assumed that training was the start of my working contract, but unfortunately that was not the case. My contract started on April 1st, 2011. What does that mean exactly? It means I won’t receive a check until May 2011!
But may 15th isn’t so far away, right? Well that would be manageable. The other assumption I made (can you see what happens when you make too many assumptions?) was that Interac’s payday was the same as most companies in Japan. Many companies pay their employees on the fifteenth of each month. Have you ever seen a Japanese bank on the 15th of the month, especially if it falls on a weekend? Usually there are more people there than normal. Unfortunately, for me, Interac pays employees on the last day of the month. So I’m looking at May 31st before getting any income from my job. Ummm….crap!! So that’s February 28th to May 31st, no additional money. I am going into financial hibernation for a few weeks to say if that will help me to get by.
I’m worried but I’m not worried. This isn’t the first time I’ve been in a financial bind. Roll up your sleeves, there Merlin, it’s time to work some money magic!!